“The Philippines is one of the most expensive places to live in the world.”

-Said no one ever

Cost of living in Philippines

There are many factors in determining the cost of living in the Philippines: location, quality of life, ease of access, amenities, utilities, etc. Generally speaking though, as of 2017, the cost of living in Philippines is at least half of that of the United States. This is without factoring in the low cost of housing here in the Philippines where rent is around 80% lower then that of the U.S. In this section we will give you a general idea of the cost of living in the Philippines, but it's important to understand that your individual results will vary depending on both your location, and expectations.

No matter where you live in the world, Asia included, there will always be cities where the cost of living is at or higher then what your used to, and the Philippines is no different.  For example: it is common knowledge that it is more expensive to live in the capital city of Manila, or Cebu City, then it is in any of the outlining provinces. However, in Makati City, Metro Manila, the cost of living is 30-50 percent higher than that of even Manila!

Cost of Living Examples

It's actually quite a challenge to give cost of living examples in the Philippines because there are so many readily available product sources. For example the cost of produce will depend on where you purchased from. Do you live in the province where you can buy directly from a farmer, did you buy from a local farm at markup from a siri-siri store, or did you buy from the supermarket, if so, what supermarket? More to come...

Philippines Currency

Learn how to Count Money in the Philippines!

When we talk about the cost of living in Philippines, we are not only talking about how much things cost, but also the value of one's currency against the Peso. It's hard to gain a good perspective of this concept without first knowing the current exchange rates, but who has time for math right? Lucky for you, learning the value of the Peso is easy when you have something to relate the coinage to. That's why we've created the quick PHP : USD cheat sheet! Since most of the world already understands the U.S. Dollar, because it's the currency the rest are measured against, we thought it would be a good place to start. After a little practice, you will have a much better understanding of how the Peso relates to other currencies. Now you just have to figure out how to handle and count the Philippine Pesos, easier said then done! In the Philippines it seems like you never have enough cash, this is true for two reasons. One, the Philippines is still very much a cash society. Two, because there are far to many coins in the currency! In-fact, it's so bad that when you take a closer look at the actual value of the Peso, in an effort to lower the weight of your pockets, you may choose to round up your change! This means you'll either be giving a lot of tips, or putting a lot of change in donation jars 🙂

PHP Currency Converter

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cost of living in PhilippinesCentavos = Worthless fractions of a Penny.
-Toss them in donations jars!

cost of living in Philippines     1 Peso Coin = $0.02 Cents.
-Think of them as Pennies.
cost of living in Philippines   5 Pesos Coin = $0.10 Cents.
-Think of them as a Dime.
cost of living in Philippines 10 Pesos Coin = $0.25 Cents.
-Think of them as a Quarter.

cost of living in Philippines  20 Pesos + 5 Pesos = $0.50 Cents
-Think of them as a 1/2 Dollar.

                          cost of living in Philippines   50 Pesos = $1.00
cost of living in Philippines 100 Pesos = $2.00
cost of living in Philippines 200 Pesos = $4.00

cost of living in Philippines        500 Peso = $9.75
-Think of them as 10 Dollars

 cost of living in Philippines 1,000 Pesos = $19.50
-Think of them as Twenty Dollars.